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But as Halpern points out, an airline could tweak their miles program at any time, and if you put all of your eggs in one basket and the airline devalues it on a whim, youre screwed. Steele says airlines are notorious for lowering the value of their rewards miles and moving the goal post in a very frustrating way for people who have been using the credit card and saving their miles. If you are worried about airlines devaluing points, Steele says you can mitigate this risk by going with a card like the Chase Sapphire Reserve or Preferred because you can use their points across several airlines

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Let's break down the return times that CGC advertises for their service

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